Debt Snowball Tracker

Use the snowball method to pay off debts faster and stay motivated. This document helps you organize and track your debt repayment journey using the snowball strategy — starting with the smallest balance first and building momentum as you go.

Personal Details

Name: {name}

Date: {date}

Debt Overview

Monthly Snowball Plan

Below is your monthly repayment plan, using the debt snowball method:

{#monthlyPlan}

• Month {monthNumber}: Pay {amountToPay} towards {targetDebt}. Remaining snowball amount: {remainingSnowball}.

{/monthlyPlan}

Victory Log

Celebrate your small wins! Mark each debt paid off:

{#victories}

• {debtName} paid off on {payoffDate}

{/victories}

Motivational Notes

Keep going! Here are your own motivational reminders:

{#notes}

• {noteText}

{/notes}

Summary and Completion Status

Total Debts: {totalDebts}

Debts Paid Off: {paidOffCount}

Remaining Balance: {remainingBalance}

Estimated Payoff Date: {estimatedPayoffDate}

{#isComplete}

🎉 Congratulations {name}! You have successfully paid off all your debts using the snowball method. Keep up the great financial habits!

{/isComplete}

{^isComplete}

You're doing great, {name}! Stay committed and focused. You're one step closer to being debt-free!

{/isComplete}